Add Cash to Venmo Card at Walmart [Alternative Method]

Last Updated on September 23, 2023

Normally, when you’re reloading your debit or prepaid card at Walmart, you go to the register at the nearest store and have the cashier add cash or a check to your balance.¹ However, you can’t add cash to Venmo card at Walmart because Venmo only allows you to add money from your bank in the Venmo app.

How to add cash to Venmo card at Walmart

Since you can’t add cash to Venmo Card at Walmart, here is what you can do instead to fund your Venmo card:

1. Apply for Venmo debit card

Currently, only Venmo users with a Venmo Mastercard Debit Card and a verified bank account can directly add funds to their Venmo balance.

If you haven’t already done so, try to link and verify a bank account with your Venmo profile. Your Venmo card depends on your Venmo balance, so if you have no funds on your Venmo balance, then you can’t use your Venmo card to make purchases.

2. Add funds to your Venmo balance

If you’re a Venmo Debit Card holder looking to add funds to your Venmo balance, here are the steps to follow in the app:

1. Navigate to the Me tab and select Manage Balance in the Wallet section.
2. Enter the desired amount to transfer, then click Next.
3. Confirm the bank account from which you wish to transfer funds.
4. After reviewing the transfer details and expected arrival date, click Add {amount of transfer} now. You can tap Instant to add money to your Venmo balance right away. However, this feature is limited to $500 per week.²

Once initiated, the transfer process of adding money to your Venmo balance cannot be canceled.

3. Spend with your Venmo card

Now, your Venmo Debit Card is funded. You can use it to make purchases. You can use your Venmo Debit Card anywhere Mastercard is accepted in the U.S. and U.S. territories. Unfortunately, you can’t use Venmo Debit Card with international merchants, even if you are buying within the U.S. from an international merchant. That’s because Venmo only works in the US.

How long does it take to add money to your Venmo balance?

The usual timeframe for Standard Add Money transfers to reflect in your Venmo balance is between 3 to 5 business days, and you won’t be able to use these funds until the transfer is complete.³

Below are some important factors to remember regarding these transfers:

1. Weekends

The duration of the transfer could be affected by weekends, holidays, or other non-working days.

2. Finalized charge record

Even while the transfer is still being processed, you might observe a finalized charge in your bank account, though the funds have not yet arrived in your Venmo account.

3. Monitor your fund’s status

You can monitor the status of your transfer within the Venmo app. Simply look for your personal transactions feed under the “Me” tab.

4. Failed transfer

If your transfer isn’t reflected in your Venmo account after a total of 5 business days, kindly reach out to Venmo Support.

Venmo checks transfers, so this could cause delays, or even result in funds being frozen or deducted from your Venmo account.

Why can’t I add money to Venmo?

If you’re unable to see the option to add money in your Venmo app, it’s likely because you are not a Venmo Debit Card holder. The fix will be for you to apply for the Venmo Debit card.

1. Open your Venmo app.
2. Locate the Cards tab and look under Venmo Debit Card to begin.
3. Apply for Venmo Debit Card.

After your application, Vemmo will confirm your personal information, including your SSN.

Applying for the Venmo card is free, but other fees may apply when using the card.

Do note that you can’t have more than 1 (one) active Venmo Debit Card in your Venmo account. The Venmo Debit Card must also be in the name you used to open the account.

Why can’t I apply for a Venmo Debit Card?

If you have difficulty applying for Venmo Debit Card, you will usually see “Get in Line”.⁴ That’s because although Venmo Debit Card is currently available to most users, Venmo works to make it available to everyone.

So, if you see the “Get in Line” message, you can’t apply for a Venmo Debit Card yet. Nevertheless, you don’t have to do anything else because Venmo will notify you via your email when it’s available for you to apply. Unfortunately, Venmo can’t expedite the availability process.

When you eventually get to apply for the Venmo Debit Card, you should get it within 10 business days. Venmo will only send the card to your home address and not your work address. If don’t receive the card after 10 business days, contact Venmo customer support.

Alternative ways to add cash to Venmo card

This article has explained that you can’t add cash to Venmo cards at Walmart. Perhaps, alternative ways of funding your Venmo balance to use the card will do.

1. Have a friend fund your Venmo

You can set up an arrangement to provide a friend with cash and in return, they utilize Venmo to transfer money to you. The funds will instantly show up in your Venmo balance. However, exercise caution and only employ this method with individuals you fully trust.

2. Venmo Debit Card reload

The Venmo debit card’s reload feature permits you to spend more than your available Venmo balance. It accomplishes this by withdrawing the deficit from the bank account you’ve linked to Venmo.

3. Cash a Cheque

This service can be accessed if you possess a Venmo debit card or have established a direct deposit. Follow the steps below to cash a cheque through Venmo:

• Choose the ‘You’ tab.
• Select ‘Manage Balance’.
• Click on ‘Cash a Cheque’.
• You’ll be prompted to enter the cheque amount, followed by capturing images of the cheque’s front and back.
• Decide the speed at which you want access to your funds. The quicker you want it, the higher the fees.
• Wait while the request undergoes processing. It could last up to 1.5 hours, although it usually takes just a few minutes.
• If your request gets approved, you’ll be asked to write ‘VOID’ on your cheque. Do not perform this step before being instructed to do so.
• You’ll be asked to photograph the voided cheque.
• A summary page detailing your cheque cashing will be presented to you.
• The funds will become available after 10 days or within a few minutes, dependent on the option you selected.

Conclusion

While you can’t add cash to Venmo Card at Walmart, a balance in your Venmo account isn’t mandatory for making payments to other Venmo users. You can always use a linked funding source (such as your debit or credit card) to make payments to friends or businesses via the app.

Read also: use your PayPal Credit to send money to friends

Resources

1. How to reload your debit or prepaid card. Walmart
2. Instant Add Money FAQ. Venmo
3. Adding Money to Your Venmo Balance. Venmo
4. Venmo Debit Card FAQ. Venmo

Read also: can you fund your credit card with PayPal?