How to Get Money Off Cash App Without Bank Account or Card

Last Updated on September 23, 2023

This article shows you how to get money off Cash App without a bank account. Unfortunately, there are limited options for removing money from Cash App if you have no bank account.

Cash App as a mobile money solution also lets you cash money but is not designed to withdraw or remove the money without your bank account. The purpose of linking your bank account is so that you can cash any transfer you receive into it. Moreover, you cannot personally add money to your Cash App account without a bank account. You either receive money in Cash App from your contact or add money to it using your card or bank account.

To remove money from Cash App without a bank account, you have to send the amount to someone and have them withdraw it for you. This will use their bank account instead of yours.

How to Get Money Off Cash App Without Bank Account

In this section, you will see the steps to cash from your Cash App account if you do not want to use or have no bank account. Below are the steps to get money off Cash App without a bank account:

1.      Use Another Person’s Cash App

You can use the Cash App account of another person that you know. It can be a family member or a friend you trust.

If you have not received money from the sender yet, send them the Cash App details of the person to whose account it should be sent to. Inform both the sender and your friend about the transaction. When your friend receives the fund, they will inform you to let the sender know about it.

It is the 21st century and almost everyone you know has a bank account. If you have issues with your bank account or do not want to receive the funds from your bank account, then it is okay to use your friend’s bank account. Ensure to discuss this with the person and the source of the money.

Meanwhile, it does not take long to have a bank account for yourself if you have none. Contact your preferred bank to get started. You can make findings from people before you pick a bank.

2.      Use Another Debit Card

You can also use another debit card to get money off Cash App without your bank. In this case, contact the person for permission to use their card in your Cash App account.

To add another person’s card to your Cash App, you will need the OTP confirmation code from the card sent to them. They will inform you about the code which you use to add their card to your account.

Do not try to add another person’s debit card in your Cash App without informing them. Also, do not use their card for fraudulent activity; they will never trust you if it turns out you used their card for an illegal transaction.

3.      Apply for Cash App Cash Card

You can also use Cash App Cash Card to control money in your Cash App without a bank account. You simply have to apply for the Cash Card in your Cash App account. You are also able to remove money from your account with this card.

How do you apply for Cash App Cash Card? To apply for Cash Card, do the following:

• Click the Cash Card tab in your Cash App account (you will find the option in your Cash App home screen).
• Click Get Cash Card.
• Click Continue.
• Finally, follow the steps to obtain your Cash Card for transactions.

You have to be 18+ to qualify for the Cash App Cash Card. Typically, you will receive the card within 10 business days. The Cash Card is usable as soon as you receive it. You can add it to Google Pay and Apple Pay or use the card details from your Cash Card tab.

4.      Buy Online with Cash App

Without a bank account, you can buy items online using your Cash App Cash Card. Your Cash Card is a customizable debit card connected to your Cash App account. It uses your Cash App balance and can be used anywhere that accepts Visa – in stores and online.

How to Get Money Off Cash App

Since you have no bank account, you are sending the money to another person’s bank account using their debit card or Cash App account. Follow the steps below to get money from Cash App account to another bank account:

• Click the Balance tab in your Cash App account.
• Click Cash Out.
• Enter the amount of money you want to get off the Cash App and click Cash Out.
• Select your preferred deposit speed.
• Verify the transaction with your PIN or Touch ID.

If you are directly accessing another person’s Cash App account with their permission, request their PIN to confirm the transaction.

How to Check Your Cash Out Status

After the transfer to another person’s account is successful, you want to follow up the status of your cash out. Do the following to check the Cash Out status:

• Click the Activity tab in your Cash App account.
• Find and click the transaction from the list.
• Click the button you find at the bottom of the window to check your transaction status.

Do You Have a Problem Linking Your Bank Account to Cash App?

It could also be that you have issues linking your bank account to your Cash App, which makes you want to get the cash without a bank account. Do the following if you have trouble with linking your bank account to Cash App:

• Log into your Cash App account.
• Click the Balance tab in your Cash App account.
• Click Cash Out and select the amount you want.
• Select Standard (it takes 1-3 business days to complete).
• Type “cash app” in the search field and click Add Manually.
• Finally, enter the correct routing and account numbers. You can ask the owner of the bank account you are sending the money to for these details.

Final Thoughts

Although Cash App is not designed to cash out to you without linking your bank account, these alternatives help you through. Note that you can check the cashouts that you make to someone’s bank account in their statement with the prefix “Cash App”.