Last Updated on September 23, 2023
Cash App is very careful and precise in everything they do. They have certain requirements for using their services, such as getting a Cash App Card, which usually involves providing identification. However, you can get a Cash App card without an ID. That means even below 18, you could still be able to use the Cash Card.
So how do you get a Cash App card with no ID verification? The answer to this question isn’t farfetched. All you need to do is read on and you’d get all the answers you need about getting a Cash App card without an ID.
How to get a Cash App card without an ID
The Cash App website says “To receive a Cash Card, you will need to verify your account using your full name, date of birth, the last 4 digits of your SSN, and your mailing address”. If they can’t verify your account with this information, they might ask for additional details.
The truth is the question “How to get a Cash App card without an ID” is mostly asked by minors who need a Cash App card because almost anyone who is of legal age with a valid ID can get a Cash App card. Meanwhile, you don’t need a bank to withdraw from Cash App.
To put things in perspective, we’d like to share an experience with you:
We wanted to get a Cash App account for our son, but it was complicated. As we, the parents, already use Cash App, we thought about adding money to our account and giving him access to the Cash Card. However, we changed our minds and started looking for other options.
After some research, we discovered that Cash App now allows teenagers between the ages of 13 and 17 to have their own account as long as a parent or trusted adult sponsors it. This means that teens can get their own Cash App account, but they still need a sponsored account to have their own Cash App card. In simple terms, if you don’t have a valid ID, the only way to get a Cash App card is through a sponsored account.
So, how do I get a Cash App card if I am not 18?
According to Cash App, you must be 13+ (with a sponsored account) or 18 and older to apply for a Cash Card.
This basically means after signing up for Cash App, anyone between 13-17 must ask a parent or trusted adult to sponsor their account in order to access certain features. Now, what you must know is that before an account is sponsored, certain actions will prompt you for more details, like ordering a Cash Card, sending a payment, or adding funds from a debit card.
In other words, those under 18 can get a Cash App card if they have a parent or trusted adult who can sponsor their account.
What we found particularly interesting is that a sponsor doesn’t necessarily have to be a parent or guardian.
Cash App says a sponsor needs to be a parent or a trusted adult. Which is a loophole that can be exploited.
So, if you want to get a Cash App card without an ID, you can simply sign up as a minor and get a trusted pal (who has a fully verified Cash App account) to sponsor your Cash App account and you’re on your way to getting a Cash App card.
What Does ‘Sponsored’ Mean on Cash App?
When we talk about a sponsored account on Cash App, it means that someone (usually a parent, guardian, or trusted adult) takes legal ownership of the account and allows a minor or teenager (between 13 and 17) to use it as an authorized user. As a sponsor, you can keep track of the sponsored account’s activity in the app and control certain features.
What do I need to know about a sponsored account?
If you have a sponsored account on Cash App (which provides a means to get a Cash App Card without an ID), there are a few important things to know about the available features and limitations:
|Sending, receiving, and requesting USD payments||Up to $1,000 every 30 days, including recurring allowance payments|
|Cash Out||Withdraw up to $25,000 every 7 days|
|Adding cash to Cash balance||Add up to $7,500 every 30 days|
|Cash Card spending and ATM withdrawals||Use Cash App Card for purchases and ATM withdrawals|
|Direct deposit||Set up direct deposit to receive funds directly into Cash App account|
|Boost instant rewards||Enjoy instant rewards for certain purchases through Boost|
|Paper Money Deposit||Deposit up to $250 every 7 days and up to $1,000 every 30 days|
|Gift Cards||Buy and use gift cards within the app|
|Stocks and Bitcoin features||Requires approval from sponsor with a Cash App account. Sponsor can enable or disable features and view transaction activity.|
|Buying, gifting, and rounding up stocks||Weekly limit of $100 ($400 per 30 days)|
|Selling stocks||No limit, as long as it follows Cash App’s stock selling guidelines|
Similarly, there is a weekly limit of $100 ($400 per 30 days) for buying, gifting, and rounding up in Bitcoin.
Those over 18 can use the following features on Cash App:
- Check Deposit
- Cross-Border Payments
- Phone support
Note that if you come across your payment pending, while it could be hold due to verification, there are other reasons Cash App payment may be pending.
Note: Keep in mind that the availability of these features and limitations are subject to Cash App’s terms and conditions.
How to get a Cash App Account Sponsored
If you’re between the ages of 13 and 17 and want to access certain features on Cash App, you need to have a parent or trusted adult sponsor your account. Here’s how you can request sponsorship:
Sending a Sponsor Request
- Open Cash App and tap on the Profile Icon.
- Select the “Family” option and tap on “I’m a teen.”
- Follow the instructions to enter your name and birthday.
- Tap on “Select sponsor” and search for a parent or trusted adult.
- Tap “Send” in the top right corner to send the sponsor request.
How to Become a Sponsor on Cash App
If you have a verified Cash App account, you can sponsor someone between the ages of 13 and 17 and manage money together. Here’s how to invite someone:
- Open Cash App and tap on the Profile Icon.
- Select the “Family” option.
- Tap on “Invite a teen.”
- Follow the prompts to share the invitation link via text or email.
Once the sponsor sends the invitation, the sponsored account needs to be set up from their own Cash App account. To approve the sponsor request, follow these steps:
- Tap on the Activity icon on your Cash App home screen.
- Tap on “Request for Approval” and select “View.”
- Review the terms and conditions and tap on “Approve.”
How much can you send on Cash App without ID?
Cash App requires identity verification to ensure the security of your account and prevent theft. It also becomes crucial when you want to send large sums of money.
For an unverified account:
- The maximum amount you can send within one week is $250.
- The maximum amount you can receive within one month is $1,000.
The only way to increase your Cash App limits is to verify additional information such as your legal name, date of birth, and the last four digits of your Social Security Number (SSN). Once verified, you can send up to $2,500 per week and receive an unlimited amount.
We also asked Cash App if there was any other way to increase your limits, as we had found a lot of other articles online claiming that you could, and Cash App themselves said “NO”.
How to Check Your Current Cash App Limits
If you’re curious about your current Cash App limits, you can check them by:
- Open the app and go to your profile.
- Click on your profile picture in the upper right corner.
- Scroll down and click on the “Limits” button to view your limits.
How to verify your Cash App account without ID
Unfortunately, the answer is no. Verifying your Cash App account without an ID is not possible. Cash App requires government-issued IDs like a passport or driver’s license to comply with KYC and AML regulations and also protect against fraud and money laundering.
However, if you do not have a government-issued ID, there are other forms of identification that you can use, such as a voter ID or military ID. Cash App also accepts foreign passports as a form of identification.
Frequently Asked Questions
Can I use Cash App without a Cash Card?
Yes, you can use Cash App without a Cash Card. But, you will only be able to transfer money between Cash App accounts. If you want to convert your funds into physical cash, someone would need to give you actual money in exchange for the funds in your Cash App account.
How old do you have to be to have Cash App?
If you have a parent or responsible adult that can sponsor your account, you can use Cash App even if you’re under 18 (must be 13+).
Conclusion – get a Cash App card without an ID
Getting a Cash App Cash Card without an ID is possible, especially if you have someone to sponsor your account. Whether it’s a parent, responsible adult, pal, or guardian, even if you’re under 18 (as long as you’re 13 or older). So make the most of this opportunity and enjoy it while it’s still ‘a thing’.
- Trouble Signing Up. Cash App
- Sponsored Accounts Overview. Cash App
- Getting Started with Cash App. Cash App