How to Transfer Money from Chime to Cash App 2023 [Guide]

Last Updated on September 23, 2023

Chime lets you send and receive money from a variety of accounts and apps. And in this article, you will learn how to transfer money from Chime to CashApp.

Without much ado, we will show you the necessary steps to follow when you intend to transfer money from Chime to CashApp.

Steps to Transfer Money from Chime to CashApp

Simply put, you can transfer money from your Chime account using the routing and account numbers.

You must first open or create a Chime account and link it to CashApp to start a money transfer.

We’ve broken down the procedure of how to transfer money from Chime to CashApp into simple steps because it can be a lengthy process for a novice.

Create an account with Chime

Setting up a Chime account is the first and most crucial transfer step.

Along with a strong internet connection, you should know a few other things.

The user must be older than 18 years of age.
You have a valid government ID.
SSN (Social Security Number)
contact address.

Meanwhile, you don’t always need SSN or an ID for CashApp.

The online application can then be completed. Before starting the procedure, make sure you have all the necessary paperwork with you.

Access the application form by going to www.Chime.com.
Enter your contact information, such as your phone number or email address.
Upload all pertinent documents after scanning them.
Decide if you wish to apply for a Chime debit card.
Submit the application after completion.

When it comes to money transfers, a Chime debit card is not required. It is possible to transfer money without a debit card. You can send money using just the account’s checking account number.

Fund the Chime Account

You can add money to your Chime Account in a variety of ways. Let’s talk about a few of these.

Give the sender who wants to send you money the account number and routing number.
If the employer or client also has a Chime account, all you need to do is provide them your account number.
Linking your Chime account to a bank account at Bank of America, Capital One, Citi, Wells Fargo, and other institutions will allow you to transfer funds.

Read also: PayPal fake screenshot

Note! Some consumers do not know their account or routing number. By logging in online or by opening the Move Money area of the Chime app and going to Settings, you can view the details of your account.

This is how it works to transfer money using a linked bank account:

Launch the Chime App.
Go to the section labeled Move Money.
Toggle on
Put in the login information for the bank account you want to use.
Connect the account to Chime.
Transfer the amount

Link your Chime account to your Cash App

The next step is to link your Chime account to the Cash App after you have successfully deposited money into it.

Tap the area in the profile photo after opening the Cash App.
You can add a bank account number and its details to your app in the following box. Enter the details of your Chime account here.
Click “Link Account” to finish the procedure.

In the same way, you can attach other cards, including secured or unsecured credit cards. Once the account addition is complete, a money transfer option will be made available.

Verify the setup

It’s not completely safe to send money online. You have to be careful to supply accurate information each time you move money because you are manipulating many numbers. Here are the steps you need to take at this point.

Make sure you are using the correct Chime account number.
Make a small payment to Cash App of $1 or less.
To make sure that the account connection is successful, hold off until you receive the money.

Transfer money from Chime to CashApp

Since Cash App and Chime are now connected, money transfers to Cash App are simple. Additionally, you can use the account number and routing number to initiate a direct deposit from your Chime account to Cash App.

Transferring money from the Chime to Cash App without a debit card

What happens if you don’t actually own the card but still want to send money via Cash App? Fortunately, you can do that by integrating your Cash App with your online Chime account.

The main difference is that you would need to provide the card number, CVV number, and expiration date if you were using a debit card.

Let’s quickly go over how this can be accomplished in a straightforward way.

On your computer or smartphone, launch the web browser.
Register an account with Chime.
Go to the tab that allows for money transfers.
Enter the sum of money you want to send.
Click on the Proceed button.
In the Cash App, enter your personal information. This includes the whole name, phone number, and email address.
Press the “Pay” button.

Your Cash App will then receive the funds. Verify that the funds have successfully moved by opening the app.

How to use Chime to transfer money from one bank account to another

You can transfer funds with Chime to bank accounts or other Chime accounts.

In a Chime-to-Chime transfer, the money is immediately made available. It could take up to 5 days to transfer money to a non-Chime account.

Chime also enables money transfers to service providers’ bank accounts for Internet or phone expenses. So that the costs are paid before the due date, you can arrange payment for a specified day of the month.

Worldwide money transfers from the Chime account

Chime accounts can be used to send money to pals on the opposite side of the world, although indirect communication is required.

Wire transfers are not permitted by Chime, however you can exchange money via TransferWise, Xoom, or MoneyGram.

Since every service provider charges a different price for the transaction, you should compare them all. To transfer money to a foreign bank account, follow these steps:

To start with, transfer money to the service provider’s account.
Await their forwarding of it to the recipient’s bank account.

The exchange rate between the local currency and US dollars will, of course, be taken into account.

Is it safe to send money from Chime to Cash App?

Chime is a service that is unquestionably secure. Your money will be protected even in the unlikely event that your bank fails to safeguard you, thanks to FDIC insurance.

In case you didn’t know, the FDIC is a private US agency that runs independently from every other institution.

Its main responsibility is to protect the money that clients deposit in the bank. The FDIC steps in to preserve the funds in the event that the financial institution goes under.

Chime also provides excellent customer assistance. You can contact its personnel by dialing 44-244-6363 or sending an email to support@chime.com.

Frequently Asked Questions

Can money be transferred from Chime to another account?

You can transfer funds with Chime to bank accounts or other Chime accounts. The money you send to another Chime account will be available right away. If you want to send money to an account that isn’t Chime, you’ll need to give the routing and account numbers, and the process can take up to 5 days.

Can I send money without a card from my Chime account?

Yes! Start by logging into your Chime account via the web browser on your computer or smartphone. Then select the tab that allows for money transfers. Enter the sum of money you want to send. On the Proceed button, click. Enter your data before clicking the “Pay” button.

How long would it take to send money from Chime to another bank account?

The funds are going to another Chime account right away. The funds will be delivered to non-Chime accounts 3 to 5 days after completing the transfer.

Conclusion

If you just have access to a tablet, computer, or smartphone, you can easily transfer money from Chime to Cash App.

You must first register an account with Chime, an online bank that doesn’t use ChexSystems, before you can make a money transfer. The trade is available through services like MoneyGram, Xoom, or TransferWise.