How to Shop Online Without OTP 2023 [Sites, Payment Gateway}

Last Updated on September 22, 2023

In this post, I will show you how to shop online without OTP. Whether you are, the United States of America, Canada, the UK, India, or anywhere in the world, you can shop online without OTP. If you have lost the phone or your 2-factor authentication device, then this post can help you shop online till you fix the problem.

I will also show you some shopping sites without OTP where you can use a debit card for quick transactions. you might also need places to shop without OTP verification.

The OTP, known as One Time Password, is used to stop strangers from using someone’s debit card if they want to shop online. There are two security layers in every debit card:

PIN – This is to block you from direct withdrawal from the person’s account.

OTP – To prevent online shopping with another person’s card.

Key Takeaways

Shopping online without OTP is possible by visiting certain websites or using specific methods that bypass the OTP verification process.
OTP (One Time Password) is a security measure to prevent unauthorized online transactions, but there are ways to shop without it, especially on foreign stores or by purchasing gift cards.
While it’s possible to shop without OTP, it’s essential to ensure you’re using your own card and not engaging in any illegal activities.

How do OTP works?

An OTP message example

The OTP is a randomly generated password that is mostly 4-digits. It is typically sent to the phone number or email that is associated with the debit card. This effected to stop a stranger from using someone’s debit card.

If you want to know how to shop online without OTP, then you are looking for how to bypass the receiving OTPs.

For this to happen, you would be considering several ideas. One of the challenges of shopping online is that most payment service providers allow you to finish up your transaction with your bank before you pay for whatever you buy online.

Let’s say you are using Stripe; at some point, you will be redirected to your bank’s portal to finish up transactions.

Going to your bank to finish up your transaction is the reason why OTP is requested.

But let’s say that a particular shop doesn’t link you to your bank to finish up your payment, what exactly will you do? I guess you will have access to all your client’s cash.

Step to Take Before Shopping Online without OTP

Use your Address

Since you are using your card, then you should use your regular address. It is not recommended to use someone’s card to shop online because you don’t even know their address. Also, if you are caught, then you will be serving a long time in prison.

Phone Number

A phone number doesn’t really matter, but you can be tracked with a phone number. So while inputting your details, maintain the same phone number you used while getting your card information.

Use a VPN

If you aren’t within the location you got your card, there is no need to worry – because whether Mastercard or Visa, your card number has a unique identifier to show where your card was gotten from. So even if you use a VPN, your card location will still be known.

So if you got your card from the bank in the United states, and you travelled to the UK for holidays and would want to make a purchase, then just input your card details and it will be accepted.

Here is my recommended VPN to use.

Learn the Shipping Policy

If the site you want to shop without OTP is not strict in its shipping policy, your luck. However, sites with tougher policies can frustrate your shopping online with no OTP.

How Do You shop online without OTP?

I will be showing you some ways that have worked for me, so I hope it works for you too. If you are reading this and thinking I am teaching people how to steal online, that is wrong! I am only trying to teach you how to protect yourself and your finance.

So if you know how they do it, then you can be able to protect your card, money, and whatever thing is valuable to you.

The thing is that without your verification phone, there are minimal things you can buy with your card. So these are the options you have – at least to get your money back.

Buy 3^rd Party Software

You wouldn’t need this software – but there are people out there who need it. The aim is to buy and resell to people who actually need the software. I suggest you find a way to buy them and sell them to people interested in the software.

There is a lot of software out there, so it depends on the one you want. Just visit their website and subscribe. Then you can start selling to others.

A popular example is Grammarly software. Once you shop it online without OTP, you can look for writers and let them buy from you. It is that simple and very easy to achieve.

How to insert OTP

Visit Foreign Stores

This is another simple piece of advice for you to take. To shop online without OTP, you’d need to buy from stores that can’t verify your bank account.

Let’s say you are in the UK and wish to buy from a store in the United States; there is no way their payment gateway can link to the UK. So they will not request OTP when you are about to make a purchase.

There are many websites, but avoid popular ones like Aliexpress, Alibaba, Amazon, Jumia, etc. They are connected to almost all countries, so that would be practically impossible.

Buy Gift Card from Foreign Stores

Gift card stores are also a cool place to shop online without OTP. It is one of the shopping sites without OTP – most of them don’t send OTP through their payment platforms.

So you can just visit their stores and purchase Gift Cards with someone else’s debit card and then sell the gift cards to vendors in your country. This is a perfect way to shop online without OTP.

There are popular Gift Card Shops that don’t request OTP; (Links are placed below)

My GiftCard Supply
Card Delivery

There are many others, but you then have to find it yourself. I can’t help you do everything, sorry!

Buy Domain and Hosting and Resell for Money

In case you have a debit card and wish to shop online without OTP, then I suggest you have to buy domain names and hosting for people.

Just inform people that you can buy a domain and host them, then go ahead and buy. Most of those websites don’t request OTP. As long as the card information is correct, then you are good to go.

I won’t give out websites; you will have to find them yourself. I guess I have done enough.

Websites To Shop Online Without OTP

BigBasket.
Nearbuy.
Grofers.
Clovia.
MakeMyTrip.
Lenskart.
Pepperfry.
Dominos.
My Gift Card Supply
Card Delivery

Will you be caught shopping online without OTP?

Since it is your own card, no one will stop you from shopping without OTP. You will only be caught when you start using someone’s card to shop online – which is THEFT and isn’t advised.

This Video Will Show you How to Shop Online Without OTP

Conclusion

So if you don’t have your OTP device and you want to shop online without OTP, your choices are few. Alternatively, you can visit your bank, pay, and get another card that can be linked to another device.

If you have a card, you have to protect it well. If your card is missing, quickly complain to your bank and let them block the card. Don’t leave any room for error; it would be disastrous for your money.