Last Updated on October 18, 2022
Make sure to read this article all the way to the end to learn how to transfer money from NetSpend to Cash App. The process is simple, especially with the user-friendly interface of both NetSpend and Cash App.
One of the most well-known and trustworthy prepaid debit cards with minimal fees, rewards, and a variety of other features is Netspend. When you buy a Netspend prepaid debit card, you don’t need a good credit score or a long banking history.
Netspend cards, like Cash App cards, are supported by Visa and can be used for both online and in-person transactions anywhere that accepts Visa.
Users of Netspend can manage their cards online using a smartphone app or the company’s website. Within minutes, one can send and receive money online to their card from PayPal users, Cash App users, and other NetSpend card users. To transfer money from Netspend to Cash App, follow these steps.
How to transfer Money from Netspend to Cash App
Since the transaction only needs to be completed for a short period of time, you can immediately transfer money from Netspend to Cash App. You must be aware that a PayPal account must serve as a bridge before you can transfer money from Netspend to Cash App.
Additionally, since Cash App does not accept debit cards, you must link your Netspend account just like a bank. However, after linking, you won’t be able to use Cash App to receive money from Netspend; instead, you’ll only be able to use it to add money to your Netspend card. Direct transfers to a bank account or Cash App are not supported by NetSpend.
Your Netspend card account must be linked to the Cash App in three stages. These are a few of them.
- Tap an icon at the bottom left of the screen after opening the Cash App application.
- When a new page appears, select “Add Bank” from the menu. Since Cash App does not take credit cards, as I previously indicated, we must add Netspend as a bank.
- In the fields provided, provide the necessary data. Your Netspend account’s routing number, which you can easily find there, is all you need. Make sure you adhere to each instruction for a smooth connection process.
Once the connecting is complete, your Cash App balance can be used to fund a variety of transactions using the Netspend card account.
Going back to our primary topic, I’d want to demonstrate how to transfer money from Netspend to Cash App. You need a PayPal account that connects to your NetSpend and Cash App, as I already mentioned. The funds are then transferred from Netspend to PayPal and finally to Cash App.
Follow the instructions listed below to transfer money from NetSpend to PayPal.
How to transfer Money from Netspend to PayPal
- Log in to a PayPal account.
- Add a bank account to your NetSpend prepaid card. If PayPal asks you to validate your card, please provide any necessary information.
- Go to your page and select “Wallet” at the top.
- Simply select “Transfer Money.”
- Simply select “Add Money Online.”
- Choose NetSpend as the funding source.
You can transfer the money to your bank account that is connected to your Cash App account after you have asked NetSpend for the desired amount. The steps listed below can be used to transfer money from PayPal to a bank account.
How to transfer Money from PayPal to a bank account
- Connect to PayPal
- Click on your balance
- Then, click “Transfer Money.”
- Choose “Transfer to your Bank”
- Choose a bank account, then click Next.
- Enter the money or funds you intend to transfer.
- Review the transfer information, then choose Transfer.
Your bank account should receive the money in 3 to 5 business days. It can take longer if there are holidays during the week. You can transfer the money to your Cash App account after it appears in your bank account. You have already linked your bank account to your Cash App account; therefore, all that is left to do is start the transfer procedure. When adding money to your Cash App, the following procedures are essential.
How to add money to your Cash App
- On the Cash App home screen, select the Banking tab.
- Hit “Add Cash”
- Add the appropriate quantity.
- Hit “Add”
- Use Touch ID or your PIN to confirm the transaction.
Your Cash App account will now reflect the required funds from your bank. Transferring money from NetSpend to Cash App takes time and demands patience. As you can see, since PayPal is a part of the process, you might have to wait longer than a week to receive the money in your Cash App. Even then, as I’ve already mentioned, PayPal will be used when you want to transfer money from NetSpend to a bank account.
Does it cost money to send money from NetSpend to Cash App?
For the vast majority of Cash App transaction services, there are no fees. However, there is a 3% transaction fee if you send money using a credit card. To avoid this fee, you can transfer funds between NetSpend cards, from a debit card, or from a bank account.
The only other fee that may apply is an Instant Transfer Fee, which is 1.5% of your deposit with a minimum charge of $0.25, from your Cash App account to your associated Netspend card.
When you ask for a real-time cash transfer to your debit card, an instant transfer occurs. There are no fees associated with the transfer of money to your bank account, however, you must wait 1-3 working days to access the funds.
What to keep in mind when transferring money with a NetSpend card
If you don’t have access to or don’t need a bank account, you can manage your money with the help of the Netspend Prepaid Mastercard. The following are some things to think about while transferring money using NetSpend on a Mastercard.
- Rate of rewards: N/A
- Welcome offer: When your friend activates their new card and loads at least $40, you’ll receive $20.
- Annual Fee: The monthly price is $9.95; the reduced monthly plan is $5 (with a monthly direct deposit of $500); or the pay-as-you-go option is $1.50 per purchase.
- Purchase-related APR: 0
- Beginning APR for balance transfers: 0%
- Regular APR: 0
Do I need my FlashPay ID to send money to Cash App?
No, your FlashPay ID is not required to send money to Cash App, but your Netspend debit card is. You will need it to give the needed information that I talked about above. While you can send money to friends and coworkers using a Flashpay ID, you’ll need a Netspend debit card to make purchases in physical locations, on websites, or at ATMs.
Is a bank account required for Cash App?
To transfer money, you typically need an active bank account connected to your Cash App account. However, Cash App customers have the option of getting a Visa debit card, which allows them to use their Cash App account cash to make purchases from merchants or, better yet, withdraw money from an ATM.
A debit card linked to an active bank account is another way to add money to your Cash App account. Additionally, it is possible to transfer money, which takes 2 to 3 days, from your Cash account to your bank account.
It’s also crucial to keep in mind that the Cash App requires a debit card to link the bank account in question. One step in the Cash App registration process is connecting the bank account of any approved bank.
Additionally, a bank must be linked via a debit card in order for the Cash App to provide its full range of features. In other words, even if the bank account is no longer in use, users who previously completed the sign-up process and added their bank account to the Cash App are still able to withdraw money from any ATM.
Even though users cannot transfer money directly between the two payment applications, Netspend and Cash App are among the most popular payment platforms in the US and the UK. The NetSpend and Cash apps are good for carrying large amounts of money on the go, but to transfer money, users must use PayPal and a bank account.
With the help of the comprehensive information on this article, we hope you will be able to transfer money from Netspend to Cash App in a matter of minutes.