How to Transfer Money from One Netspend Card to Another

Last Updated on August 18, 2023

Netspend allows you to move your funds in many ways, and that includes the ability to transfer money from one Netspend card to another. So, if you have a friend that also has a Netspend card, you can use yours to fund their account. All you need to do is log into your Online Account Center. Netspend cardholders typically can use FlashPay, which allows you to deposit money into your account.

Can You Transfer Money Off a Netspend Card?

Yes, you can transfer money off a Netspend Card. If you are a Netspend cardholder, you can send or receive funds with other Netspend Cardholders, as well as ACE Elite, Control, and Purpose cardholders. To send money, you need the recipient’s name and their FlashPay ID. You can then log into your Online Account Center, enter their details, and specify the amount you want to send. Other methods include Netspend reload network, direct deposit, bank transfer, and mobile apps such as PayPal.

How to Transfer Money from One Netspend Card to Another

1. Request a Netspend Card

This will be your first step if you do not already have one. You just have to complete this Netspend online card form. Don’t worry, there’s no credit check or initial fees. To get your Card Account up and running, you’ll need to share details like your name, date of birth, and address.

This is a requirement of The USA PATRIOT Act, which mandates financial institutions and their partners to gather and confirm details of everyone opening a Card Account. However, if you’re from Vermont, you won’t be able to open a Card Account.

Ordering and activating a Netspend card won’t cost you a dime. After activation, you can pick a fee plan from our list. For a detailed breakdown of the fees and other charges, check out our fee schedule.

Once you get your card, make sure to activate it. The activation and identity verification instructions are provided with the card, so just follow along.

Meanwhile, after ordering your Netspend card, expect your card to reach you in about 7 to 10 business days. If 10 days pass and you still haven’t received it, don’t hesitate to ring up our Customer Service at 1-866-387-7363.

2. Transfer Money from One Netspend Card to Another

Follow these steps to transfer money from one Netspend card to another account:

1. Log in to your Netspend application.
2. Once logged in, head to the options menu.
3. Look for and select the Move Money option.
4. Select or add an account. Your saved contacts should display the account. If not, you’ll need to add it.
5. Decide on the amount you want to transfer. You also have the option to add a note for reference or identification.
6. Click on ‘continue to review’. A summary will pop up showing your current balance, the deduction, and the recipient’s details.
7. If all details are correct, confirm the payment. The transaction will then be recorded in your account history.

Note

Other Netspend users can also use FlashPay to deposit money into another Netspend account.

Other Ways to Transfer Money to Netspend Card

There are methods to transfer funds into your Netspend Card Account. Whether you prefer direct deposits, bank transfers, online transfers, or using reload locations, there’s a suitable option for you.

1. Netspend Reload Network

In the U.S., there are over 130,000 Netspend reload spots. To find the closest and most cost-effective one, use our locator tool. At these centers, you can either add cash or load funds onto your Card Account.

2. Direct Deposits

Direct deposits are a hassle-free way to move your paycheck or government benefits into your Netspend Card Account. Just provide your employer or the relevant government department with your Account and Routing numbers.

Set it up once, and you’re good to go. Plus, with direct deposits, your funds are accessible up to 2 days quicker than depositing a paper check. For real-time updates, sign up for Anytime AlertsTM, and you’ll know the moment your money is in your Card Account. Dive deeper into Netspend’s direct deposit features.

3. Bank Transfers

Online bank transfers are another efficient way to fund your Netspend Card Account. If you’re an online banking user with another checking or savings account, this might be your best bet. Just designate your Netspend Card Account as a payee on your other account and follow your bank’s transfer steps.

4. Use PayPal to Transfer Money to Netspend

If you’re a frequent PayPal user, you can effortlessly move funds from your PayPal to your Netspend Card Account. Here’s how:

1. Log into your PayPal.
2. Navigate to “Send and Request” at the top.
3. Click on “Send to Bank Account”.
4. Input the amount you wish to transfer.
5. Choose “Debit Card Deposit”.
6. Provide the necessary verification details (Name, Address, Date of Birth).
7. Decide the source for the transfer (credit card, debit card, or bank account).

Remember, the fees associated with these transfers can vary, so choose wisely.