Is Wish Safe For Credit Cards? [2025 Investigative Report]

Last Updated on April 7, 2025

The wish platform is a perfect alternative to getting cheap items for as low as $1 for a badass watch or quality jewelry. Seeing so many quality items going for affordable prices calls for suspicion, putting out a belief that the wish.com platform isn’t safe for credit cards. In this post, we will answer the question, “is wish safe for credit cards.”

Wish is safe for credit cards as it is a well-secured and trusted platform, just like Amazon. The company is publicly traded and backed by venture capitalists, so nothing shady happens at the backend. 

The reason why products are cheap on the wish platform is that most of the products there are original prototypes. So if you have the intention of buying from Wish, then bear in mind that you are only getting a prototype that might not have the same quality as that of the original.

To prove my answer to the question I gave up there, I decided to run an experiment with my credit card and leave it for over five months to know if I would be at risk of online theft.

Just to let you know, this post originally appeared on Smart Lazy Hustler. Anywhere else you see this post, know that it was copied from the Smart Lazy Hustler website.

Wish.com is an online shop where you typically find expensive products at low prices. This then makes people wonder if there is something funny happening at the platform’s backend. Maybe the fees are used to attract people to make purchases on the website, so they steal their credit card information. But is this true? Is wish safe for credit cards? Let’s answer the question immediately.

Is Wish Safe for Credit Cards?

Yes, wish is safe for credit cards because it is a secured platform with encryption, which provides an extra layer and doesn’t allow your credit card information to be displayed to even the administrator of the website or sellers of products on the platform.

Paying with services like PayPal also means you provide your credit card information to PayPal – of which PayPal then helps with the withdrawal and credit the vendor without displaying your credit card information to the vendor. In most cases, you’d get an email from PayPal confirming the transaction – if the vendor sends receipts.

For a fraudulent vendor who may want to charge you again, PayPal would email you to confirm the transaction before payment is made. Well, I believe you’d decline the transaction because it wasn’t part of your plans.

Your information is protected from hackers through SSL on the website when paying with a credit card or debit card. This end-to-end encryption means that even the website administrator can’t see the transaction or your credit card details.

Nevertheless, it is essential to know that every site can be hacked, including wish.com. So I recommend that you remove your credit card information from the website after every transaction.

Why are products on Wish Cheap?

If you are still not convinced with the answer I gave for the question “is wish safe for credit card” because you believe it is practically impossible for an iPhone Watch 4 Series to be sold for $10, then let me explain better.

Cheap Prices of Products on Wish

While many of the products on wish.com are made from cheap materials, the low prices are directly proportional to China’s country of manufacture. The Chinese labour policies allow retailers to produce many goods at low costs.

Products on wish.com are shipped directly from the seller, saving them from having a physical store. And in most cases, products are manufactured after several buyers have placed an order.

It’s not also news that most of the products on wish.com are replicas of the leading brands. So when you see an iPhone Earpod, which typically costs over $300, being sold for $3, bear in mind that you are buying a cheap replica.

How to Shop Safely on Wish.com

So, to avoid scams on Wish, there are several things you should know before you start shopping. Just like shopping on Aliexpress, most of the products on Wish don’t pass quality control, so please take extra precautionary measures when ordering from Wish. Now let’s consider how to shop safely on Wish.

Focus on Reviews

One key thing you shouldn’t ignore on the Wish shopping platform is the reviews of individual sellers. I don’t need to educate you on how reviews work or their importance because I guess you’ve been making several online purchases.

I once saw a review from a buyer that complained that his product never arrived despite paying and all. You already know you should never patronize such a seller and focus on others with excellent reviews.

Long Shipping Times are Normal on Wish

It is safe to let you know that there is nothing to worry about after paying with your credit cards and yet to receive your goods after three months.

Typically it takes around four months for your items to arrive at your local post office or your private mailbox. It is also dependent on the shipping package you choose while checking out your goods on the platform.

Express shipping means your faster-shipping services like DHL handle shipping, while regular ones are shipped alongside others and take several days.

Make sure you remove your credit card from the platform after checkout.

After shopping and selecting whatever product you desire on the Wish platform, the next step would be to input your credit card details. At this point, many people start questioning, is Wish safe for credit cards? Yes, it is secure.

Go ahead and input your credit card details, after that, your shipping address. Once you are done with that, the next step would be to confirm your order and checkout.

Input your Credit Card details and Shipping Address

• After that, you’d get a notification telling you that you have been charged and your product is ready to be shipped.
• Accept the notification and close the checkout window.

After that, go to the settings, click on it.

Click on Settings

Then click on Payment Settings

Click on payment settings

Below your billing details, you will see a delete button.

Click on the delete button.

Click on delete credit card details.

You’d get a notification telling you that your order won’t be affected if you delete your credit card. Then click “YES” to finally delete your credit card from Wish.

Final notification

Now, this shouldn’t raise more questions of is Wish safe for credit cards. What has happened is that you’ve been billed already and so removing your credit card won’t affect payments and logistics.

Remove your credit card and log out of the platform.

FAQ

What type of Payment Card is Safe on Wish?

All types of payment cards are safe on Wish. Whether you are using a debit or credit card, your information is secure on the platform. But do well to remove your card information as soon as you finish shopping.

Can Wish Steal Your Money?

No. Wish will not steal your money, but be careful that you are on the original Wish website (wish.com) to avoid losing your credit card details to pharming websites. Scammers can clone wish.com to look like the original so that as you enter your card details, they collect them to withdraw money from your account. Ensure the wish.com you visit has HTTPS and not HTTP because Wish has their SSL certificate enabled.

Why is Wish so Cheap?

Wish is cheap because the items are cheap. Although some sellers inflate their prices, most do not sell expensively. Moreover, cheap items on Wish do not make the site fake. Wish is legit, but be careful not to buy fakes.

How do I remove my credit card details from Wish?

To remove your credit card details from Wish, open the app menu and tap Settings. Click Manage Payments and tap Delete on the card you want to remove. Click Delete Payment finally.

Conclusion

So I guess the question “is Wish safe for credit cards” has been answered, and your mind put to rest. But I will say this one more time, make sure you remove your card details as soon as you are done shopping!