Grocery is one of the expenses you are likely to incur monthly. I mean, you really can’t help it. But at Walmart, there are some cash back opportunities that can help you save on those purchases. If Walmart is one of your favorite go-to stores, I will help you to get cash back at Walmart in this post. There are many ways to earn cash back at Walmart, and it can be online or in-person.
Usually, it takes some effort to earn cash back on your regular Walmart purchases but this effort could turn into significant rewards for you. I have done this on many platforms that work, and I’m sure if you follow the methods in this article, you will also be able to earn those Walmart cash back rewards.
How to Get Cash Back at Walmart
So, I will help you to discover some of the ways you can earn Walmart cash back. The percentage differs according to the platform, so it’s it’s really up to you which you want to use. Let’s get in.
1. 5% Walmart Cash Back with Capital One Card
So, here is the first offer—5% cash back at Walmart! Here, you will get 5% cash back in Walmart stores for the first year when you use your Capital One Walmart Rewards Card with Walmart Pay. This is a quick, touch-free way to pay with your phone at Walmart. 5% cash back also applies to Walmart.com (online), including pickup and delivery services.
However, there is a 2% cash back, which you earn in Walmart stores, at restaurants, and for travel expenses. With the Capital One Walmart Rewards Card, you get 5% cash back on purchases made on Walmart.com, including pickup and delivery, and there’s no annual fee.
If your application for this card isn’t successful, you will automatically be considered for the Walmart Rewards Card, which is exclusively for use at Walmart. Again, the Capital One Walmart Rewards Card offers up to 5% cash back for purchases on the Walmart website, including pickup and delivery, all without an annual fee.
2. Get Walmart Cash Back on Ibotta
Ibotta is another place where you can get cash back at Walmart—get started. Like you, I got tired of cutting out Walmart coupons. So, when I learned that Ibotta has teamed up with Walmart, I quickly signed up and started earning cash back deals on my favorite items. So, all you really have to do to get in is to download the free Ibotta app and head to the Walmart section under “Find Offers”. There, you’ll find discounts on a variety of items, including dairy, frozen foods, beauty, and personal care products. You can always check out the ‘Available Offers’ to see what’s available.
Also, I got additional cash back by completing Ibotta bonuses. You can see all the bonuses you can earn; go to the “Account” section in the app. You can also get bonus cash by getting your friends to sign up for Ibotta.
When you have accumulated $20 in the app, you can withdraw it using PayPal, a bank account, or get a Walmart Gift Card for your next shopping spree. Meanwhile, I made an exhaustive guide on how you can use Ibotta to earn Walmart cash back.
3. Rakuten Up to 3% Walmart Cash Back
I have also used Rakuten to earn cash back when shopping at Walmart. To date, Rakuten members have earned over $1 billion in cash back across many merchants, including Walmart. Shopping at the Walmart website (walmart.com) can earn you 1-3% cash back. If you shop in Walmart categories such as arts and crafts, clothing, office supplies, sports, and camping, you can earn up to 3%. However, you earn up to 1% cash back in other categories.
You won’t get Cash Back on Apple and Beats products, Bikes, Everyday items like Household Essentials and Diapers, Gift Cards, Groceries, anything Walmart thinks is being bought for reselling, Pharmacy items, Precious Metals, Tires, Video Game Consoles, Video Game Hardware, or Walmart+ Memberships.
If you buy something online from Walmart and choose In-Store pickup or Curbside, you’ll still get Cash Back. The Cash Back you earn will be added to your Rakuten account in a few days after your purchase. Get started here and shop for any product you prefer.
4. Chase Freedom Unlimited and Chase Freedom Flex Credit Cards with Walmart Cash Back
I also found that both Chase Freedom Unlimited and Chase Freedom Flex can help you get cash back at Walmart. Let me explain how this really works when it comes to cash backs. Here, you will get a $200 bonus and a special 5% offer for gas and groceries. You can earn a $200 bonus after you spend $500 on purchases within the first 3 months after opening your account. There is also a 5% cash back on combined purchases but this does not work for Walmart. Your Cash Back rewards won’t expire as long as your account remains, and you can redeem your cash back without a minimum amount. Get started and earn that cash back at Walmart on your purchases.
5. 3% Cash Back with Walmart MoneyCard
Sign up for Walmart MoneyCard and receive rewards of up to 3% back on your everyday purchases at Walmart. You get cash rewards on Walmart buys, whether online or in-store. You get 3% cash back for purchases made at Walmart.com or through the Walmart app. However, it’s 2% cash back for purchases at Walmart fuel stations and 1% cash back for purchases in Walmart stores.
All you really have to do is use your Walmart MoneyCard for shopping at Walmart stores, fuel stations, Walmart.com, and on the Walmart app. You can accumulate up to $75 annually, and use all your accumulated cash back each year any way you like. Make sure to keep your account active for at least 12 months and maintain a positive balance.
Read also: Where can you use Walmart gift card?
Final thoughts
So, here are some of the major ways to get cash back at Walmart that really work. Meanwhile, many users sent me an email saying that Walmart charges a fee, typically from $1 to as much as $7.50. It could be your bank charges and not Walmart’s. Always check your Walmart receipt for confirmation or check the regulations of your bank.
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